Step 2.4 — Carrier Accounting Details Verification

Previous step: Step 2.3 — Highway Carrier Onboarding Next step: Step 2.4a — Factoring Company Address Book (if new factoring company) or Step 2.5 — Carrier Activation

⚠️ Known Pain Point

Missing factoring company paperwork is Forza’s #1 carrier onboarding friction point. Accounting cannot set up payment routing without the carrier’s NOA, and Ops urgency to dispatch creates direct tension with Accounting’s gatekeeping role.


🎯 Ideal State

Trigger: Highway has pushed a completed carrier profile into EZ-Loader (Step 2.3).

Concetta (Accounting) verifies that all required accounting details are present and complete. If Highway collected everything, this step is a verification spot-check (2–5 minutes). If Highway did not collect some fields, Concetta captures the gaps directly from the carrier.

Required Accounting Data — Must Be Complete Before Carrier Activation

Data FieldRequired?Source if Missing
Accounting contact nameYesCall or email carrier dispatcher to request
Accounting contact emailYesCall or email carrier dispatcher to request
Accounting contact phoneYesCall or email carrier dispatcher to request
Payment methodYesCarrier-declared during Highway onboarding
W-9YesUploaded via Highway; if missing, request from carrier
MC# authority documentYesUploaded via Highway; if missing, request from carrier
Insurance certificateYesAuto-populated via Highway’s insurance monitoring

Additional Fields If Carrier Uses a Factoring Company

Data FieldRequired?Notes
Factoring company nameYesSee Step 2.4a for address book lookup/creation
Factoring company addressYesRequired before EZ-Loader vendor record can be configured
Factoring company billing phoneYesFor payment inquiries and reconciliation
Factoring company payee emailYesRequired for Forza’s payment correspondence
Carrier’s NOAYesTells Forza “pay our factoring company, not us.” Critical for correct payment routing.

Additional Fields If Carrier Self-Invoices

Data FieldRequired?Notes
Bank info / voided checkYesFor ACH payment setup
Payee name (if different from carrier legal name)ConditionalDocument in the payee field if different
Payee addressYesFor remittance delivery

Owner: Concetta (Accounting) — review and gap-capture.

🤖 SYSTEM AUTOMATION:

If Highway’s carrier onboarding collected all required accounting fields, this step is a pure verification spot-check. If Highway does not collect specific accounting fields, this step becomes active data collection by Concetta.

🛑 HARD GATE:

All accounting details must be present and verified before the carrier can be activated (Step 2.5). Factoring company information must be captured before HaulPay entry — adding it retroactively causes payment routing errors.


📍 Current State

  • Concetta reviews carrier profiles from Highway’s push into EZ-Loader and verifies completeness.
  • Three people involved in carrier onboarding today (James, Jen, Concetta) — more than ideal state requires. Target: Ops initiates Highway onboarding, Accounting reviews/activates.
  • Biggest pain point: “accounting needs the paperwork for the factoring company and complains about not getting it on time or at all.”
  • When paperwork is missing, Concetta chases the carrier directly — not through Ops.
  • Time pressure from Ops to activate carriers for urgent loads creates friction with Concetta’s gatekeeping.

🚧 Gap

  1. Factoring company paperwork is the most common missing piece. Direct friction between Ops urgency and Accounting’s gate.
  2. Three-person involvement (James, Jen, Concetta) in carrier onboarding is more than process should require.
  3. No documented protocol for handling incomplete carrier profiles — no defined holding state or chase process.
  4. No SLA on carrier onboarding completion time.

🛠️ Gap Closure Actions

  • Document the accounting details verification SOP for Concetta Owner: Casey + Concetta | Dependency: Highway field mapping documented (Step 2.3) | Effort: Low
  • Build the specific carrier outreach template for missing paperwork requests Owner: Casey + Concetta | Effort: Low
  • Reduce carrier onboarding involvement: Ops (initiation only) + Accounting (review/activation). Remove redundant Ops-level verification. Owner: Casey + James + Concetta | Effort: Low
  • Establish carrier onboarding SLA — target activation within 24 hours of Highway onboarding completion when paperwork is complete Owner: Casey + Concetta + James | Effort: Policy
  • Document the “holding state” protocol for incomplete profiles — how long to wait, when to escalate Owner: Casey + Concetta | Effort: Low